Kevin Bay - Mortgage Specialist

105-20171 92A
Langley BC  V1M 3A5

Phone: 604-716-0997

Kevin Bay - Mortgage Specialist

My goal is to help others structure their finances so they can build equity while paying down debt. Free consultation can lead to a new perspective and put you on a path that gives you peace of mind. Don't wait until your term is up, whether you have 3 months or 3 years left in your mortgage why not get a free review of your mortgage to see if there are ways to re-structure your mortgage to your advantage. Why pay the lender more than you have to? If you have the best mortgage out there I will tell you so and you can have peace of mind you are sitting on the best mortgage for you. Plus I will put you on my watch list, so if the market changes you have someone looking out for your best interest.

There is more to a mortgage than just getting one. Structuring a mortgage around a financial plan is an important part of your mortgage. Whether you need re financing or a you are a first time home buyer I can help structure a mortgage that best suits your needs. I work for you not the lender and will put the best package together that makes financial sense.

Renting? Many do not think they can buy and continue to pay others to build equity in the house they are renting. Why rent if you don't have to? Don't think you qualify to buy, let me review your situation and you may be surprised. If you are not in a position to buy we can put a plan together to help you get there.

Are you paying too much on your credit cards, I can help you restructure your debt, or get you into a lower interest rate credit card.

Are you in business? Do you need to Lease equipment or do you need cash and want to do a lease back? I can help.

Every Canadian over 19 (in BC) should have a TFSA, do you have one?



Mortgages, Leasing, Visa, Debt Consolidation. Need help knowing what is the right mortgage for you? Want to move from renting to buying? Give me a call.

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